The Value Of Graduate Education - 2967 Words

During this time and in this economy, graduate education seems to be very important in order for a person to be successful. Most of what a person does and uses is either made, designed, or taught by someone who has obtained a graduate degree: we ride in automobiles with systems designed by engineers having graduate degrees, send our children to schools where a growing number of teachers have graduate degrees, and go to movies with computer-generated special effects designed by people who have graduate degrees. Recent figures show that students enrolled in graduate education represent 3% of the students enrolled in all levels of U.S. education (Wendler, Bridgeman, Cline, Millett, Rock, Bell, McAllister, 2010). It is critical to address and understand the value of graduate education: finding solutions to many of the greatest challenges facing this nation and the world in the 21st century, such as finding efficient alternative energy sources, will require individuals with graduate-le vel training (Uhalde, Strohl, Simkins, 2006). Undergraduate education is important by providing students with foundational knowledge and work skills and offering college graduates a wide range of employment options, but graduate education goes beyond this by further developing critical thinking skills and producing innovators (Wendler et al., 2010). By providing students with the advanced knowledge and skills obtained through graduate education, our country’s future economic prosperity andShow MoreRelatedThe Great Ghost of the River Valley Essay examples1027 Words   |  5 Pagesâ€Å"Some say bypassing a higher education is smarter than paying for a degree†, a 2010 article published in The Washington Post discussed what many consider to be the decreasing value of a college education in relation to income. Richard Vedder, a Professor of Economics at Ohio State University, argues that for many an a college education is not worth the investment. Along with anecdotal ev idence, Vedder makes use of Bureau of Labor Statistics to make his point. The statistics fail to show the fullRead MoreThe Rising Cost of Education1737 Words   |  7 PagesThe cost of higher education in the United States has skyrocketed over the past decade or so, leading to a number of social problems including deep debts among graduates. As a result, the value of higher education is being increasingly called into question. Earnings and job outlooks for graduates has grown grimmer over the past decade or two, while those same graduates are more in debt than their parents would have been for the same educational program. Greater debt plus fewer options for payingRead MoreValue Of College Education837 Words   |  4 Pages In recent years, the rising costs of college education made many high school graduates question whether getting a degree is worth the price. However, there are several reasons why going to college is still a beneficial investment. A college education has value; it makes you more well-rounded, it increases your chance of success, and it makes you more prepared for adult life. A college education is a four-year bachelor’s degree received by living on a college campus. While there are other ways toRead MoreResponsibility And A Commitment For Diversity1032 Words   |  5 Pagesresponsibility and a commitment to diversity (Alsop, 2008) (as cited in Carpenter and de Charon, 2014). For higher education institutions as employers, colleges and universities generally commit to these same values. According Hoenigman Meyer (2016), â€Å"[i]nstitutions of higher education have long been trail blazers in their inclusivity practices. As employers, they frequently go beyond what other institutions offer by educating staff to identify the complexities of institutionalized discriminationRead MoreCollege Education Is Worth The Time And Debt958 Words   |  4 Pagesearned more than a high school diploma. A college education is the only path to preparing graduates to meet the future demands in the labor market. This outlook puts tremendous pressure on high school graduates to attend college. With the rising costs of tuition, lack of financial assistance, and the reduction in state and local support of institution, students and families will be left with the responsibility to fund their own college education. This dilemma will leave countless students wonderingRead More Online Satisfaction Survey1277 Words   |  6 PagesHowever, fewer studies have been conducted to examine the unique environment of online graduate education and students’ reports of satisfaction. The rationale for this study was to examine how collegiality measures practiced in these classes differ. In addition, the purpose of this study was to determine to what extent, if any, relationships exist between social and cognitive presence factors and online graduate students’ reports of satisfaction for students enrolled at a Christian university inRead MoreThe Value Of Higher Education996 Words   |  4 PagesThe value of higher education is a heated argument among professionals, students and writers. Primary issues in the debate vary and include opportunity for employment, how the education system must improve, and the value of a college degree. Writers Emily Hanford, Mike Rose, and Thomas Tierney all take the approach that college is necessary for a satisfying life style. They argue that higher education provides valuable life skills. Gary Jason, Karen Lawrence, and The Economist, on the other hand,Read MoreBenefits Of Being A Job1451 Words   |  6 Pages Employers are looking for employees who can solve their problems, and they are hiring graduates who demonstrate that they have skills that matter for employability – not just a degree. Today, employers look for evidence that an applicant knows what they need to know, and that they can do what they need to do. Some years ago, there was a study that suggested that 96% of all career college students did not want to go to school for the sake of school itself. However, the number one, two, andRead MoreIt s More Than A Degree1341 Words   |  6 Pagesis not just a piece of paper with your name. It is a symbol of higher education and intellect. The importance of a four year college degree ranges from offering better pay to a better society. A college degree increases a person’s lifetime earnings, opens pathways to better jobs, builds character, offers job stability, and creates a better society. A college graduate tends to earn more money compared to a high school graduate over his or her lifetime. Many jobs offered to those who did not go toRead MoreIs a College Degree Worth the Costs? Essay945 Words   |  4 PagesMany people believe that a college education is a worthy investment. The ability to become a college graduate will result in making more money. There are more jobs in today’s society that require college degrees. College graduates develop more and better employment opportunities within earning a degree. Self-discipline is a major element in becoming a successful graduate. Also, college graduates are healthier and live longer. Adults-young and old, male and female-who have a bachelor’s degree

Gross Domestic Product (GDP) of a Nation Essay - 889 Words

GDP Gross domestic product (GDP) of a nation is comprised of four primary components. These components; consumption, investment, government spending and net exports are the measure of the monetary value of all the finished goods and services produced within a countrys borders in over a given period of time. This can be broken down in any time frame but is normally used quarterly and annually. The GDP can be calculated as; GDP (Y) = consumption (C) + investment (I) + government spending (G) + net exports (NX) or Y=C+I+G+NX. The key word here is finished goods and not all goods. Consumption Household consumption, one of the four components of calculating the GDP of a nation has a broad range of items included in it. With the exception of†¦show more content†¦It is not until the items are sold that they become converted to consumption spending and will then be considered negative inventory investment for Amazon. Mankiw (2012) stated that the GDP measures expenditures on goods and services where the word investment means the purchase of goods used to produce other goods (p.498). It is very important that companies invest in the future for its business. The economy could be doing better if some companies were not so profit oriented and more growth conscious. Amazon has been investing a great deal into the future of its business. For the shareholders of Amazon this action should have an affect the value of the shares. Since Amazon is investing so much back into its growth it has not made any real money and the shares do not earn much of any dividends. For most stocks this would be seen as a negative for its shareholders. For Amazon though, its stock continues to increase in value even without showing a profit. This may be very good for the future of its shareholders once Amazon gains the market share it is looking for and can then return great profits. Amazon has been building market share by continually building more fulfillment buildings in more cities. For now it has foregone maximizing profits which could be staggeringly high and used this money to help gr owShow MoreRelatedGross Domestic Product ( Gdp ) Of A Nation949 Words   |  4 PagesGross Domestic Product Gross domestic product (GDP) of a nation is comprised of four primary components. These components; consumption, investment, government spending and net exports are the measure of the monetary value of all the finished goods and services produced within a country s borders in over a given period of time. This can be broken down in any time frame but is normally used quarterly and annually. The GDP can be calculated as; GDP (Y) = consumption (C) + investment (I) + governmentRead MoreGross Domestic Production (GDP)1168 Words   |  5 PagesGross domestic product (GDP) is the total output of absolute commodities and services that a nation puts out including exports but not including imports. Gross domestic product is used to measure the health of a national and global economy. When gross domestic product is increasing, particularly if inflation is not an issue, employees and industries are usually better off than when it is not. GDP signifies the economic growth and production, symboli zing the whole dollar value of all goods and servicesRead MoreExpected US GDP Growth Rate Going Forward829 Words   |  3 PagesExpected U.S. GDP Growth Rate Going Forward As the newly appointed President of the local Chamber of Commerce, I will make a presentation of the trends, statistics and forecasts of the U.S Gross Domestic Product to give the business leaders an idea of what is the outlook of our economy. Based on the economic statistics from the Bureau of Economic Analysis (BEA) among other sources, I will provide a detailed up-to-date image of the United States economy. The one way one can comprehend the UnitedRead MoreThe Study of Macroeconomics1507 Words   |  7 Pagesreduced? †¢ What are the sources of price inflation and how can it be kept under control? †¢ How can a nation increase its rate of economic growth? †¢ Objectives of Macroeconomics OUTPUT †¢ high level and rapid growth of output †¢ to provide goods and services that the population desires †¢ most comprehensive measure of total output in an economy is the gross domestic product / gross national product †¢ potential output is determined by the economy’s productive capacity which depends on inputs availableRead MoreThe Rate Of Gross Domestic Product And Unemployment863 Words   |  4 Pagesâ€Å"The relationship between rate of Gross Domestic Product and Unemployment Of an economy† The economic power of an economy is what truly enables it to be a global ruler; furthermore a strong economy means the people are employed, successful and thriving. 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This essay is going to find out â€Å"What are the main reasonsRead MoreGdp vs. Gnp1201 Words   |  5 PagesGDP vs GNP GDP (or Gross Domestic Product) and GNP (Gross National Product) represent the size and strength of the economy. While both concepts are similar, their definition, calculation and applications are different from each other. Comparison chart All attributes   Differences    Similarities    Improve this chart | GDP | GNP | Definition: | An estimated value of the total worth of a country’s production and services, calculated over the course on one year | GDP (+) total capital gainsRead More How is National Income derived? What is the GDP? What information does564 Words   |  3 PagesIncome derived? What is the GDP? What information does it give us about a nation? What is per capita income? If you wanted to know about the economy of a country, which would you consider more important, and why? (25 points) National Income is derived through the overall income earned by a country’s people, including labor and capital investment. Gross domestic product is the sum of gross value added by all resident producers in the economy plus any product taxes and minus any subsidiesRead MoreComparing The Australian Economy And The Chinese Economy1066 Words   |  5 Pagesprovide a detailed and comprehensive view of both nations. China is of political, cultural and economic strategic importance to Australia. Economic growth, employment/unemployment, environmental sustainability, the role of government (in health care, education and welfare), and quality of life determine the economic development of a nation. Australia and China’s economic growth vary in terms of different increases in their gross domestic product, or GDP, which is measured in US dollars. Economic growthRead MoreGross Domestic Product And Gross National Income858 Words   |  4 PagesNational Income Accounting/ Gross Domestic Product and Gross National Income Samantha Montero Renee Scott After reading Economics: Principles and Tools, we understand that one is able to measure the production of the entire economy by a tool known as the Gross Domestic Product (GDP). GDP is defined as the total market value of all final goods and services, produced within a country.1 It summarizes the entire production of an economy into a single number (GDP) and it gauge s a country

Information Technology Ethics Australian Computer Society

Question: Describe about the Information Technology Ethics of Australian Computer Society? Answer: Introduction: The ACS or the Australian Computer Society is an organization for ICT technology. Its objective is to make advancement of professional excellence in IT. Hence it will promote the development of Australian ITC resources. Australian Computer society was situated on 1st January 1966 from five state based societies. ACS is integrated part of Australian Capital Territory on since 3rd October, 1967. ACS does its operation on various aspects, such as, professional development, special interest group and annual conferences. Members of this organization are required to follow a code of professional conduct and code of ethics. Stakeholders: ACS gives a various range of policies in order to improve skills on ITC, training and education quality and ability in Australia. Major ideals: Major Ideal of ACS is Brenda Aynsley OAM, who is current president and Kim Finch, who is the chief executive officer. ACS code of ethics: As a required individuality of a profession is the need of its members follow up to the code of conducts. In case of ACS, code of ethics is established to be a part of rules and regulation of the society. This rules and regulations are applied on the members of the ACS, who are working in the field of ICT technology. The Code of Professional Practice is formed to serve a bunch of guidelines for suitable principles of practice within an ICT organization. Supported by an advisory materials for specific areas like, software engineering, project management, network management and environmental consequences due to the use of ITC, it have some significance to professional standard legislation. If a person or an organizational issues is unable to observe the code of conduct, can lead to disciplinary action taken by ACS. There are six main ethical values associated expectation to maintain professional conduct (Reynolds, 2003). The increased quality of life: The primacy of the public interest Honesty Professional development Competence Professionalism People who get benefit: Members of ACS have equal access of benefits to have professional development and structured learning. In the field of global economy, ACS keeps realizing its members about their professional ambition (Soraj Hongladarom Ess, 2007). Stakeholders: ACS gives a various range of policies in order to improve skills on ITC, training and education quality and ability in Australia. Hence it can promote the professional and responsible use of ICT due to its efficiency which affects every aspect of daily life. 3 ethical theories of ACS: There are 6 ethical theories regulates within the ACS. All these are abided by the members of the ACS. Three among of them are- Honesty: A member should be honest while he/she is representing his/her skill, services, knowledge and products Professional development: An employer within ACS should enhance his/her profession capability and also encourage his/her employees to enhance their capability in order to have a good working environment (Tavani, 2003). Competence: An employer or the top most members should work with proficiency and with a delightful mind for the stakeholders. Summary: ACS have the mindset to focus on the usage of excellent skills for better results in the font of discussion and also welcomes the initiative to make betterment of the Job readiness quality of a student and facilitate the transition from the education background to work place with the help of work incorporated learning programs and cadetships (Tyrrell, 2002). ACS gives its strong support to the recognition in the discussion font to describe the role of technology to drive the productivity and innovation. This rules and regulations are applied on the members of the ACS, who are working in the field of ICT technology. The Code of Professional Practice is formed to serve a bunch of guidelines for suitable principles of practice within an ICT organization. Opinion: When the performance and workability of a system come out with its effective results, it become the boon for everyone in the organization but when it is not in the state to deliver quality product, it delivers a worst scenario due its life and death consequences of system failure, for example, a medical record system. This kind of system are not safe when they accidentally there is issues in the underlying system design and implementation. Keeping these scenarios in mind ACS provides the proper maintenance of responsibilities of a person within the organization with grater professionalism in the ICT sector. To minimize the system risk and sudden failure ACS provides a watchful environment to certify the designing, operating and maintaining phase with minimized risk. ACS gives its strong support to the recognition in the discussion font to describe the role of technology to drive the productivity and innovation (Wahlgren, 2010). Recent Ethical Dilemma (At my work place): Recently I have experienced an attack of social engineering. With this kind of attack I have to face the browser crash, machine slowing and so on. Due to this social engineering attack I have came across the spam messages in my account. The time when I open the spam mail, it was asking for my bank account details to transfer a lump of money, as I have won it in a lottery. The moment I clicked the link, it was ok. I visit the page but did not give my personal information to them. After some time my system started lagging. Browsers were crashed also. In later period of time, I had to give extra protection by allowing my firewall to prompt me, whenever I visit an illegal site. I also had to do proper scanning and deleted all the cookies and browsing history. In this scenario, the mail was containing malicious software which took my personal data from my browsing history. The malware also have slow down my computer with the associated function (block of codes) within malware. Doing Ethics Technique: DET is mainly focused on secure usage of internet and technological advancement: An Internet user should not click on the link, when the source of the link is unknown. An Internet user should not accept files, when sender is unknown. When a device with lot of personal information found lost the user must change his/her personal information. A user should be responsible of his/her personal devices and belongings so that the chance of data loss can be reduced. Proper data hiding technique (password enabling, encryption) should be chosen while communicating using a wireless communication technology in order to make outer world unknown about someones personal data. Internet user should enable virus detection software (antivirus) and firewall in his/her personal device. Conclusion: ACS have the mindset to focus on the usage of excellent skills for better results in the font of discussion and also welcomes the initiative to make betterment of the Job readiness quality of a student and facilitate the transition from the education background to work place with the help of work incorporated learning programs and cadetships. ACS gives its strong support to the recognition in the discussion font to describe the role of technology to drive the productivity and innovation. References INFORMATION TECHNOLOGY. (2010). Communication Booknotes Quarterly, 41(1), pp.46-48. Reynolds, G. (2003). Ethics in information technology. Boston, Mass.: Course Technology. Soraj Hongladarom, and Ess, C. (2007). Information technology ethics. Hershey: Idea Group Reference. Tavani, H. (2003). Recent books on or related to ICT ethics. Ethics and Information Technology, 5(3), pp.177-180. Tyrrell, S. (2002). Using information and communication technology in healthcare. Abingdon, Oxon, UK: Radcliffe Medical. Wahlgren, P. (2010). Information communication technology. Stockholm: Stockholm Institute for Scandinavian Law.

Personal Finance Unit 4 Essay Example

Personal Finance Unit 4 Paper Brittany James FIN 1100 Module 4 Home Work Assignments [Answer all questions in details] 1. |Matthew Boyd asks for your help! He has saved $10,000 and wants to invest in common stock. Choose one of the long-term or short-term techniques described in this chapter and long term technique: Dollar cost averaging †¢explain how that method could help Matthew achieve his investment goals. this method Dollar cost averaging is a long-term technique used by investors who purchase an equal dollar amount of the same stock at equal intervals. This could help Matthew, because he could avoid the common pitfall of buying high and selling low. He could make money if the stock is sold at a price higher than the average cost for a share of stock. | 2. |Describe why corporations issue common stock. -corporations issue common stock to finance their business start up costs and help pay for expansion and their ongoing business activities. Describe why investors purchase common stock. Because investors want larger return than those that more conservative investments offer. | 3. |How do interest rates in the economy affect the price of a corporate bond? -An increase or decrease in interest rates can affect the price of a bond. The value of a bond may also be affected by the financial condition of the company or government unit issuing the bond, the factors of supply and demand, an upturn or downturn in the economy, and the proximity of the bonds maturity date. | 4. |What is the primary difference between common stock and preferred stock? -Preferred stock is a type of stock that gives the owner the advantage of receiving cash dividend before common stockholders are paid any dividends. | 5. |Bob and Mary Martin are both 35 years old. And although they graduated from college almost 15 years ago, they have never developed a diversified investment program. We will write a custom essay sample on Personal Finance Unit 4 specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Personal Finance Unit 4 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Personal Finance Unit 4 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer What extra money they had was invested in high-tech stocks that did quite well until the last three years. Then, with the economic downturn and terrorist attacks, they encountered major losses. How could asset allocation have reduced the dollar amounts of the Martins losses? -Well asset allocation is being able to invest in different types of investment options such as stocks, bonds, mutural funds, etc. so all your eggs are not in one basket. Which thats what Bob and Mary did was invest in a high-tech stock only, and since that took a down fall so did their money. Spreading out your investment money helps grow your money in different places and has a better chance of really making your money grow and have more secruity. | 6. |You are trying to evaluate two bond issues. One bond issue is rated A by Moodys; the other is rated B. How important are the bond ratings issued by Moodys Investors Service? The ratings represent the investment grade security, to show a safe investment that provides a predictable source of income or not. Based on your answer, would you purchase the A bond or the B bond? A bond is a better investment grade security. | . |Describe either the purchase options or withdrawal options that can be used to invest in or withdraw money from the investment company that sponsors an open-end mutual fund. You can place an order to buy or sell shares in an open-end fund during the day, but shares will not be bought or sold until the end of the trading day. The Purchase or withdraw options are payroll deduction programs, automatic rei nvestment programs, automatic withdrawal programs, and the option to change shares in one fund to another fund within the same fund family. | 8. |Define five of the six terms presented below: A) corporate bond -A corporations written pledge to repay a specified amount of money with interest. (B) bond indenture -A legal document that details all of the conditions relating to a bond issue. (C) trustee -A financially independent firm that acts as the bondholders representative. (D) mortgage bond -A corporate bond secured by various assists of the issuing firm. (E) debenture bond -A bond that is backed only by the reputation of the issuing corporation. (F) convertible bond | 9. |Explain the difference between a load fund and a no-load fund. From a performance standpoint, is there a significant difference between mutual funds that charge commissions and those that do not? the difference between load fund and no-load fund is Load fund is a mutual fund in which investors pay a commission every time they purchase shares, and no-load fund is a mutual fund in which the individual investor pays NO sales charge. There is no significant performance difference between mutual funds that charge commissions and those that do not. | 10. |Describe the steps involved in a typical stock transaction. A market order which is a request to buy or sell a stock at the current market value. -limit order which is a request to buy or sell a stock at a specified price. -stop order which is an order to sell a particular stock at the next available opportunity after its market price reaches a specified amount. | 11. |Choose four of the investment alternatives presented in Chapter 13 Stocks, bonds, mutual funds, and real estate describe how the fa ctors of safety, risk, income, growth, and liquidity affect that investment alternative. -All these factors matter when choosing an investment alternative. Because you want to make sure theres safety (minimal risk of loss) in the investment. there are many different risk such as inflation risk, interest rate risk, business failure risk, market risk, and global investment risk. Income and growth in the investment will hopefully increase in value. And liquidity is the ability to buy or sell an investment quickly without substantially affecting the investments value. | 12. |Why do investors purchase mutual funds instead of purchasing stocks, bonds, or other investments on their own? -The major reasons investors purchase mutual funds are professional management and diversification. 13. |What is the difference between a U. S. government treasury bill, treasury note, and treasury bond? -The difference is Treasury bills is less than a year of maturities, treasury note is between 1-10 years of maturity, and treasury bonds is the longest with 30 years of maturity. | 14. |Describe the sources of investment information investors can use to evaluat e a potential investment. -The internet, newspapers and news programs, business periodicals and government publications, corporate reports, and investor services and newsletters. | 15. After graduating from a community college, you obtain a job as a medical records technician. Your monthly take-home salary is $2,000. Your monthly expenses are $1,600. Based on this information, what steps should you take to establish a long-term investment program? well you should pay yourself first before you spend the rest of your income. Since theres $400 left to spend. I would suggest $100-200 a month to set aside to invest into a stock or mutual fund with invest building on it over time. which offers a higher potential return compared to certificates of deposit or savings accounts. |